Trust & Transparency
All charges are disclosed upfront. No hidden fees, no surprises, and every transaction is formally documented.
Know Money bro
About Money bro
Empowering financial freedom through technology and trust.
RBI Registered NBFCBSE Listed100% Digital
Trusteddigital lending
Who We Are
A Trusted Digital Lending Platform Backed by Experience
Money bro is the digital lending platform of JMJ Fintech Limited, a Reserve Bank of India (RBI)-registered, non-deposit-taking NBFC and a company listed on the Bombay Stock Exchange (BSE).
Built on a strong foundation of financial discipline and governance, Money bro brings together the credibility of a regulated financial institution with the convenience of a modern digital experience.
RBIRegistered NBFC
100%Digital Process
₹5LMaximum Loan Amount
24/7Customer Support
What Sets Us Apart
Built on Regulatory Trust, Powered by Technology
Fast & Fully Digital
Paperless onboarding, digital KYC, and direct bank disbursal—from application to funds in your account.
Responsible Lending
Backed by prudent underwriting standards and RBI-compliant risk management frameworks.
What We Do
Making Credit Simple, Fast, and Accessible
We provide smart, technology-driven lending solutions designed to make borrowing effortless. Our platform enables customers to access credit quickly, with minimal documentation and a fully digital process.
From application to disbursement, every step is designed for speed, simplicity, and clarity.
Designed around transparency and trust
Clear and upfront disclosures- Responsible lending practices
- Secure and seamless onboarding
- Structured and compliant processes
Our Mission & Vision
Designed Around Transparency and Trust
Our Vision
Driving Financial Inclusion Through Digital Access
Through Money bro, JMJ Fintech Limited aims to expand access to credit and support individuals in achieving their financial goals.
We are dedicated to building a future where financial services are more inclusive, accessible, and responsible—powered by technology and anchored in trust.
- Transparent charges with no hidden fees
- Paperless onboarding and digital KYC
- Direct disbursal to the customer bank account
- RBI-compliant risk management
Powered by Technology, Guided by Regulation
Innovation with Responsibility
Our platform combines advanced technology with strong risk management frameworks. While we innovate to enhance customer experience, we strictly adhere to regulatory guidelines and ethical lending practices.
This balance allows us to deliver fast digital services without compromising on compliance or customer protection.
Customer Stories
Trust Built Through Better Experiences
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★★★★★“The fully digital process made the loan journey clear and convenient from start to finish.”
★★★★★“Money bro kept the charges and next steps transparent, which made the experience reassuring.”
★★★★★“A straightforward application and responsive support helped me access funds without unnecessary delays.”
Our Team
Expertise You Can Trust
Mr. Johny Madathumpady Lonappan
Executive Chairman (DIN: 0017895)
A financial-sector leader with nearly five decades of experience in chits and finance, guiding strategy, governance, and sustainable growth.
Mr. Joju Madathumpady Johny
Managing Director (DIN: 02712125)
A seasoned NBFC professional with more than three decades of experience across lending, asset finance, risk management, and customer-focused operations.
Mrs. Vidya Damodaran
Company Secretary & Compliance Officer
A qualified Company Secretary specializing in corporate governance, legal compliance, SEBI regulations, RBI directions, and listing obligations.
Mr. Justin Thomas O
Chief Financial Officer
A finance leader with over 18 years of domestic and international experience in strategy, risk management, cash flow, compliance, and performance.
Company & Compliance
General Information
JMJ Fintech Limited is registered with the Reserve Bank of India as a non-deposit-taking Non-Banking Financial Company. All loans offered through Money bro are sanctioned, disbursed, and managed exclusively by JMJ Fintech Limited.
CINL51102TZ1982PLC029253
GSTIN32AACCM8666R1ZQ, 33AACCM8666R3ZM
NBFC LicenseB-07.00141
Registered Office
Coimbatore, Tamil Nadu
Shop No. 3, 1st Floor, Adhi Vinayaga Complex, Ganapaty, Coimbatore North, Tamil Nadu – 641006
View on Map →Regional Office
Thrissur, Kerala
Door No. 36, 1st Floor, Pooma Complex, Naduvilal Junction, Thrissur, Kerala – 680001
View on Map →For Complaints & Escalations
Grievance Redressal Officer—Digital Loan
- Name
- Mr. Justin Thomas O
- Designation
- Chief Financial Officer, JMJ Fintech Limited
- Mobile
- +91 7395922292
- Address
- 1st Floor, Pooma Complex, M G Road, Thrissur, Kerala, India – 680001
Our Vision in Action
Driving Financial Inclusion Through Digital Access
We are building a future where financial services are more inclusive, accessible, and responsible—powered by technology and anchored in trust.
Inclusive Access
Bringing credit solutions to underserved individuals across India through a fully digital platform.
Innovation with Responsibility
Combining advanced technology with strong risk management—fast services without compromising compliance.
Customer-Centric
Every product and process is designed around our customers—simple, transparent, and reliable.
Regulatory Trust
Anchored in RBI guidelines and ethical lending practices that protect you at every step.
Ready to Take Your Next Step?
Start your journey with Money bro. Apply now for a quick and simple loan process.
